Brokers chase a seven-document compliance pack from each client across WhatsApp, email, and “can you just text me a photo of your licence” — then waste 40 minutes per file stitching the pieces into the lender submission.
Photo ID, two recent payslips, six months of bank statements, needs analysis, credit disclosure, privacy consent — the documents every new file needs, collected once and stored where your compliance team can find them.
Not abstract talk about “compliance.” The specific moments that cost you hours every week.
Brokers chase a seven-document compliance pack from each client across WhatsApp, email, and “can you just text me a photo of your licence” — then waste 40 minutes per file stitching the pieces into the lender submission.
The needs analysis and credit disclosure get sent as Word attachments the client prints, signs, photographs sideways, and emails back. The broker keys the same fields into the CRM a second time.
Bank statements arrive as 11 phone screenshots instead of the PDF the lender will accept. The broker has to ring the client a third time to explain how to download a statement from online banking — while the rate-lock clock is ticking.
Each maps to a real pain above. No platform sprawl — one subscription does all three.
Secure Receive sends every new client a single link with a fixed checklist: ID, two payslips, six months of statements, property-tax notice, retirement statements. Green ticks replace a WhatsApp scrollback. In Private mode, bank statements stay locked in your client's browser until you download and unlock them.
Smart Forms turns the needs analysis and credit disclosure into fillable on-screen forms — the client types, the data comes back clean, and E-Sign with audit certificate captures the signature, IP, and timestamp your compliance team will ask for.
Document Library stores your current credit guide, privacy consent, and fact-find as reusable templates. Every new file starts from the version your compliance manager actually approved this quarter — not last year's draft saved in someone's Downloads folder.
A finance broker has a refinance settlement deadline on Friday and needs the client's spouse to sign the credit disclosure plus upload her latest two payslips before close of business Wednesday — one Secure Exchange link sends the doc to sign and asks for the payslips in the same branded thread, with a deadline and a reminder she actually opens.
How Vukorix protects each of these workflows: read the full security architecture →
Included with the platform, but brokers report patchy client adoption — so files fall back to email anyway. Vukorix is a single branded link the client actually opens.
Convenient, but no checklist, no signature, no blackout, and no per-document delivery audit when the lender or regulator asks. Vukorix gives you all four in one workflow.
$9.99/month. 3 seats included, extras $2.99/mo. No annual lock-in. Built for mortgage and finance teams.